Additional Benefits
You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury outside of work and can use the money to help pay
out-of-pocket medical costs or everyday expenses.
Covered injuries include:
• X-rays and diagnostic exams
• Initial & follow-up physician visits
• Emergency room visits
• Ambulance
• Fractures and dislocations
• Concussions
• Burns
• Recovery services
• Hospitalization
Monthly Cost |
Standard Plan |
Enhanced Plan |
|---|---|---|
Employee Only |
$9.98 |
$13.54 |
Employee + Spouse |
$17.77 |
$23.48 |
Employee + Child(ren) |
$19.85 |
$24.98 |
Family |
$27.64 |
$34.92 |
You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.
Benefits |
|
|---|---|
Employee Benefit Amount |
In $10,000 increments up to $40,000 |
Spouse Benefit Amount |
In $10,000 increments up to $40,000 |
Child(ren) |
In $5,000 increments up to $20,000 |
Monthly Rates by
Age |
|
|---|---|
Age |
Rate |
<30 |
$0.58 |
30-39 |
$0.73 |
40-49 |
$1.40 |
50-59 |
$2.90 |
60-69 |
$5.00 |
70+ |
$7.90 |
Child |
$0.01 |
You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.
Benefits |
|
|---|---|
Hospital/ICU Admission |
$500/$1,000 per day / 1 day |
Hospital/ICU Confinement |
$100/ $200 per day to a max of / 15 days |
Monthly Rates |
Low |
High |
|---|---|---|
Employee Only |
$8.88 |
$13.76 |
Employee + Spouse |
$19.72 |
$31.48 |
Employee + Children |
$15.72 |
$24.44 |
Employee + Family |
$26.56 |
$42.16 |