Long-Term Care

Did you know?
7 out of 10 people will need Long Term Care in their lifetime
– LTC refers to a variety of services designed to help people perform functions of day-to-day living to help them rem a in independent
– On average, people requiring Long Term Care need services for 2 to 5 years

Allstate Long Term Care with Whole Life is a 3-in-1 product that com bines security of life insurance with the opt ion to accelerate the death benefit for Long Term Care and build cash value over time. If the LTC is not used, the death benefit or cash value remains.

Availability & Features
•  Available to all full-time and/or permanent part-time, active employees working 30+ hours per week
•  Permanent Policy
•  No reduction in benefits at any age
•  Portable

Guaranteed Issue:
– Employee – $300,000 Long Term Care (LTC) Max – $150,000 Life Insurance
– Working Spouse – $100,000 LTC -$50,000 Life Insurance
– Non-working Spouse – $20,000 LTC – $10,000 Life Insurance
– Child – $20,000 Term Life Rider